Pravasi Bharatiya Bima Yojna (PBBY) 2017

 

  1. The Pravasi Bharatiya Bima Yojna (PBBY) 2017, a mandatory insurance scheme for ECR category Workers, is effective from 1st August 2017.

 

  1. The PBBY 2017 provides the insurance cover up to Rs. 10 Lakhs (Max.) in case of accidental death or permanent disability while on employment abroad with one time premium of Rs. 275 and Rs. 375 for two years and three years respectively.

 

  1. The insured sum of Rs. 10 Lakhs (Max.) is payable by the insurance company, in the event of accidental death or permanent disability while on employment abroad, even if:
  • (i) insured worker changes the  employer
  • (ii) accidental death or permanent disability happens in India or any third  country.

 

  1. The PBBY 2017 policy can be renewed online.

 

  1. The scheme also offers following benefits:

 

Medical Insurance cover including injuries/sickness/ailment/diseases

Rs. 1,00,000/- (up to Rs. 50,000/- per hospitalization)

Family hospitalization in India

Rs. 50,000/-

Repatriation covers for the medically unfit/premature termination of employment.

Actual one way economy class air fare to the nearest international airport in India.

In case of emigrant‘s accident death or the permanent disability.

 

Return economy class air fare to the nearest international airport to the attendant

Maternity benefit to woman emigrant

Rs. 35000/-

Legal expenses on litigation related to emigrant’s overseas employment

Rs. 45,000/-

 

  1. Insurance Claim can be registered online through the Ministry’s portal: https://emigrate.gov.in

 

  • Open the homepage
  • Click on caption PBBY Policy
  • Click on ‘submit claim for PBBY policy’
  • A template page appears where insurance details is to be filled.
  • Claim can be registered by the emigrants, their relatives, friends, PoEs, Indian Missions, IWRC, RAs.

 

  1. Insurance claim lodged on the e-Migrate portal is directly assigned to the Insurance company for settlement of claim with payment of insured sum of Rs. 10 Lakh (Max.)/other limited benefits.

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